STAGE 1 Registering with bubblebank Registering with bubblebank is a simple 3 stage process ... Stage 1: you choose a username and subscription type Stage 2: your payment is handled by worldpay Stage 3: we confirm your e-mail address, and send you instructions for logging in First tell us who you are: title: first name: last name: email: Choose a unique nickname for you, as parent, to use to log in to bubblebank, and a password to secure your account: parent username: password: (repeat) password: locale/language: English (UK) English (US) Choose the kind of annual subscription you would like: (NOTE: this if for a whole year for the whole family) Num Child Accounts Price Price (No Child Adverts) Price (No Adverts at all) 1-5 £4.99 £7.49 £9.99 6-10 £9.99 £12.49 £14.99 11-15 £14.99 £17.49 £19.99 And confirm that you're happy with the legal disclaimer: DISCLAIMER ========== Although we hope that this Website will be of interest to users, we accept no liability and offer no warranties in relation to it and its content, including (but not limited to) the pledges for money, interest and our calculations, to the fullest extent such liability can be excluded by law. Use of this Website is subject to English law and jurisdiction and is subject to our Terms and Conditions [See Page Footer] and Privacy Policy [See page footer] Any views expressed in messages on the Site are not necessarily those of ZUUK Limited or anyone connected with it. TERMS AND CONDITIONS FOR ACCESS TO AND USE OUR WEBSITE ====================================================== Please read these terms and conditions carefully, they contain important information about your the rights and obligations when using our website. 1. Introduction 1.1 Please read these terms and conditions carefully before attempting to subscribe to the online material and information available on our Website (the 'Online Service') operated by ZUUK Limited 46 St Julien's Way Cawthorne Barnsley South Yorkshire S75 4ES ('ZUUK' 'we' or 'us'). In particular, we draw your attention to clauses 9 (Applicability of Online Materials) and 13 (Liability). 1.2 By ticking the 'I Accept' box at the bottom of these terms and conditions and subscribing to the Online Service you agree to be legally bound by these terms and conditions as they may be modified and posted on our website from time to time. 1.3 If you do not wish to be bound by these terms and conditions then you may not subscribe to the Online Service and our use our Website 2. Nature of our web site Our website www.bubblebank.com describes the Online Service in more detail. Please note that whilst there is no age restriction on the user of our Website and our Online Services, in the case of users under the age of 18 years ('a minor'), in order to register and subscribe to our Online Services you must do so with a parent/ guardian's consent, or any person who is willing to act as your account administrator. This person will then register their own details and pay for subscription to the Online Service and then add the details of the minor under their account. 3. Conditions of access to the online service 3.1 When your subscription payment is accepted under clause 4, ZUUK grants you and if applicable, the minor, a non-exclusive, non-transferable licence to use the Online Service for 1 year, and for yearly periods afterwards, on the payment of an annual renewal fee. The licence to use the service, materials and information made available through the Online Service ('the Online Service') is granted on the terms and conditions as set out here. 3.2 In relation to the Online Service and subject to the type of subscription/ number of users licensed to use the Online Service (as set out on the registration page): (a) The authorised user shall be limited to the number of user licenses obtained. Each license will enable the user to display materials electronically on a single computer, download and store one copy of the materials in machine readable form, and print one copy of the materials. (b) The user will not be allowed to download, store, reproduce, transmit, display, copy, distribute or use materials other than in accordance with sub-clause 3.2(a) above. Further the user may not sub-license, rent, lease, or attempt to assign the rights in the materials to any other person or make the materials available on a network or use the materials in any manner, or transfer or export the materials or any copies into any country, other than in compliance with applicable laws. Finally, the user may not allow any other person to use the materials other than in accordance with these terms and conditions. 3.3 the materials are presented solely for your private, personal and non-commercial use, and may not be re-sold. 3.4 ZUUK may terminate or suspend your use of the Online Service at any time if you are found in breach of any of these terms or any other terms of use displayed on our Website. If you are notified of termination of your rights of use, you must immediately destroy all of your copies of the materials. In these circumstances you will not be entitled to any refund. 4. Payment 4.1 To access the Online Service you will need to follow the registration procedure set out on our Website. 4.2 Details of our prices for subscription to the Online Service, and the procedures for payment are displayed on our Website. An Adult (someone over the age of 18 years) must pay by credit or debit card or cheque at the time of your subscription request, and the payment will cover 1 year's access to the Online Service. The price of any subscription is the price in force at the date and time of your order. We may change the price of any subscription before you place a request. We try to ensure that our prices displayed on our web site are accurate but the price on your request to register will need to be validated by us as part of the acceptance procedure (see sub-clause 4.3 below). We will inform you if a subscription's correct price is higher than that stated in your subscription request and you may cancel the order and decide whether or not to subscribe to the Online Service at the correct price. 4.3 ZUUK is entitled to refuse any subscription request placed by you. If your subscription request is accepted, we will confirm acceptance to you by online electronic means ('Confirmation') to the email address you have given us on registration. The Online Service will be made available to you on Confirmation by us and upon your confirming acceptance of these terms and conditions together with the Privacy Policy [See page footer]. 4.4 You undertake that all details you provide to us for the purpose of subscribing to the Online Service will be correct, that the credit or debit card, or any electronic cash, which you use is your own and that there are sufficient funds or credit facilities to cover the cost of any subscription. We reserve the right to obtain validation of your credit or debit card details or verification of the authenticity and ownership of before providing you with our services. 5. Warranties and returns 5.1 We warrant that: (a) we have a right to license the Online Service to you; and (b) we will provide the Online Service with reasonable skill and care. 5.2 If the materials made available to you via the Online Service are not what you ordered or expected, on notification by you in writing or by email to ZUUK, within 30 days of receiving the Online Services, ZUUK may, at its option, cancel your subscription and provide you with a refund. 5.3 If you wish to cancel your subscription to any part of the Online Service within 7 working days of Confirmation for any reason (including if you simply change your mind), you may do so if you send us a notice in writing or other durable medium (including email), but only if you have not yet been granted access by ZUUK to any materials via the Online Service. In these circumstances, you may claim a refund from ZUUK, which will be paid as soon as possible, but in any event within 30 days. 5.4 If you have any complaints, you should direct them to us via email at complaints@bubblebank.com or by post addressed to ZUUK Limited 46 St Julien's Way Cawthorne Barnsley South Yorkshire S75 4ES 6. Modifications to the Online Service We reserve the right to alter, suspend or discontinue any aspect of the Online Service, including your access to it. Unless explicitly stated, any new features will be subject to these terms and conditions. 7. Information you provide 7.1 The following applies to any information you provide to us, for example during any registration or subscription process: * You authorise us to use, store or otherwise process any personal information which relates to and/or identifies you, including but not limited to your name and address, to the extent reasonably necessary to provide the services which are available through our Website by us or our sub-contractors. If you send us personal correspondence such as emails or letters then we may collect this information into a file specific to you (together, the various purposes set out in this paragraph and in our Privacy Policy shall be known as 'the Purposes'). All such information collected by us shall be referred to in these terms and conditions as 'Personal Information'. * You must ensure that the Personal Information you provide is accurate and complete and that all registration details (where applicable) contain your correct name, address and other requested details. For more information about how we deal with your Personal Information, please read our Privacy Policy [See page footer] 7.2 By accepting these terms and conditions, you agree to the processing and disclosure of the Personal Information for the Purposes. You also agree that the Purposes may be amended to include other uses or disclosures of Personal Information following notification to you by means of a notice on our Website, which you should check regularly. If you would like to review or modify any part of your Personal Information then you should email us at data@bubblebank.com 8. Security You are solely responsible in all respects for all use of and for protecting the confidentiality of any username and password that may be given to you or selected by you for access to the Online Service. You may not share these with or transfer them to any third parties. You must notify ZUUK immediately of any unauthorised use of them or any other breach of security regarding our Website that comes to your attention. 9. Applicability of online materials 9.1 Our Website is controlled and operated by us from our offices at 46 St Julien's Way Cawthorne Barnsley South Yorkshire S75 4ES. Depending on the type of Online Service that you subscribe to, certain advertisements appear on our Website that are supplied by third parties, you understand that we do not control or endorse their contents in any way. In relation to such material we do not (to the extent permitted by applicable law) accept responsibility for the accuracy or otherwise of those materials (on or off-line) and the use of those materials. You assume total responsibility and risk for your use of the Online Service. 9.2 We have used our best endeavors to ensure that all adverts and material displayed comply with UK law. However, we make no representations that the materials and the Online Service are appropriate or available for use in locations outside the United Kingdom. 9.3 ZUUK makes no warranties, express or implied that making the Online Service available in any particular jurisdiction outside the UK is permitted under any applicable non-UK laws or regulations. Accordingly, if making the Online Service, the material or any part available in your jurisdiction or to you (by reason of nationality, residence or otherwise) is prohibited, the Online Service or the relevant material is not offered for subscription to you. You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to subscribe to the Online Service. ZUUK accepts no liability, to the extent permitted by applicable law, for any costs, losses or damages resulting from or related to the access or attempted access of the Online Service by persons in jurisdictions outside the UK or who are nominees of or trustees for citizens, residents or nationals of other countries. 10. Copyright and monitoring 10.1 The contents of the Online Service are protected by international copyright laws and other intellectual property rights. The owner of these rights is ZUUK or other third party licensors, and/or advertisers advertising on the Website. All product and company names and logos contained within the Website or the Online Service are the trade marks, service marks or trading names of their respective owners, including us. 11. Linked web sites ZUUK make no representations whatsoever about any other websites which you may access through the Online Service. When you access any other website you understand that it is independent from ZUUK and that we have no control over the content or availability of that website. In addition, a link to any other website does not mean that ZUUK endorses or accepts any responsibility for the content, or the use of, such a website and shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available on or through any other web or resource. Any concerns regarding any external link should be directed to its website administrator or web master. 12. Availability of the online service We will try to make the Online Service available but cannot guarantee that the Online Service will operate continuously or without interruptions or be error free and can accept no liability for its unavailability. You must not attempt to interfere with the proper working of the Online Service and, in particular, you must not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other internet connected device. 13. Liability 13.1 Except as set out in sub-clause 5.1, we exclude all express or implied terms, conditions, warranties, representations or endorsements whatsoever with regard to the material, the Online Service, our Website, any pledges for payments and interest made, or any information or service (including the calculation service) provided through our Website not contained in this agreement. We will do our best to ensure that all material is accurate, but please note that all material and information contained in the Online Service are provided on an 'as is' basis. 13.2 In relation to the provision of the Online Service, we accept no liability for any indirect or consequential loss or damage, or for any loss of data, profit, revenue or business (whether direct or indirect), however caused, even if foreseeable. In circumstances where you suffer loss or damage arising out of or in connection with the viewing, use or performance of the Online Service or the materials, we accept no liability for this loss or damage (except where we have been negligent) whether due to inaccuracy, error, omission or any other cause and whether on the part of ZUUK or our servants, agents or any other person. 13.3 If we are liable to you for any reason, our liability will be limited to the amount paid by you for the Online Service in the year in which such liability arose. This limit does not apply to any liability we may have for death or personal injury resulting from our negligence. 13.4 You are responsible for ensuring that your computer system meets all relevant technical specifications necessary to use the Online Service and is compatible with our Website. You also understand that we cannot and do not guarantee or warrant that any material available for downloading from the Online Service will be free from infection, viruses and/or other code that has contaminating or destructive properties. You are responsible for implementing sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output. 13.5 The limitations and exclusions in this condition do not affect your non-excludable statutory rights only apply to the extent permitted by applicable law. 14. General 14.1 We may assign, novate or subcontract any or all of our rights and obligations under these terms and conditions at any time. 14.2 We may alter these terms and conditions from time to time and post the new version on our Website, following which all use of the Online Service will be governed by that version. 14.3 These terms and conditions together with the Privacy Policy, any subscription request form and payment method instructions, if any, are the whole agreement between you and ZUUK. You acknowledge that you have not entered into this agreement in reliance upon any warranty or representation made by ZUUK or any other person and you waive any rights to damages/rescission you may have for misrepresentation (other than a fraudulent misrepresentation) that is not contained in the terms and conditions, Privacy Policy, order form and payment method instructions. 14.4 If any provision of these terms and conditions shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be divisible from the other terms and conditions and shall be deemed to be deleted from them. 14.5 These terms and conditions and your use of our Website are governed by English law and you submit to the non-exclusive jurisdiction of the English court. 14.6 Neither you nor ZUUK will be held liable for any failure to perform any obligation to the other due to causes beyond your or ZUUK's respective reasonable control. 14.7 Failure by either party to exercise any right or remedy under this agreement does not constitute a waiver of that right or remedy. 15. Notices 15.1 All notices shall be given: * to us via email at notices@bubblebank.com; or * to you at either the e-mail or postal address you provide during the registration process. Notice will be deemed received when an email is received in full (or else on the next business day if it is received on a weekend or a public holiday in the place of receipt) or 3 days after the date of posting. 16. Replacement These terms and conditions replace all other terms and conditions previously applicable to the provision of the Online Service. Please tick the 'I Accept' box to confirm your acceptance of these terms and conditions and, if applicable, the fact that you have used your best endeavors to explain the meaning of these terms and conditions to any minor whose account you may or may not be managing. If you do not accept the terms and conditions of our Website then you may not use our Website PRIVACY POLICY ============== Your right to privacy is important to us, both as a parent and a child Please note that whilst there is no age restriction on the age of the user of our website and our services, in the case of users under the age of 18 years ('a minor'), in order to register and subscribe to our services you must do so with a parent/ guardian's consent, or any person who is willing to act as your account administrator. This person will then register their own details and pay for subscription to the service and then add the details of the minor under their account. In the context of the terms detailed in this policy 'you' and 'your' shall include and be applicable to the parent/ guardian and or other adult person (over the age of 18 years) and minor (a child who is under the age of 18 years). 1. Online Privacy Practices We are keen to strike a fair balance between your personal privacy and ensuring you obtain full value from the services we offer and our advertisers may be able to market to you. We are fully registered under the Data Protection Act 1998 and ensure we comply with all protection the Act affords to you. Further information on the Act is on the internet at www.dataprotection.gov.uk. 2. Subscription In some areas of our web site, we ask you to provide information that will enable us to enhance your site visit or reply to you after your visit. This would include where you subscribe to our online services or provide feedback to us. When you do, so we ask you to give us your name, username, email address and other personal information that will be needed to supply the services to you. In relation to any online newsletter which we may send you from time to time you can 'unsubscribe' at any time. We may use your personal data for future email mailings, notification of new products available and or services, general correspondence which may relate you. If you would rather not receive future marketing emails from us please inform us by e-mail at unsubscribe@bubblebank.com The information you provide will be kept confidential and will be used only to support your customer relationship with us. We do not disclose or sell your information outside our company except if we sell the whole or part of our business. 3. Trading from our Web Site Making sure you can access our services on line is a priority for us and we have made strenuous efforts to ensure that security is one of our highest priorities and we have devoted a great deal of effort to ensure that our online security measures help to safeguard your information. We use industry-standard Secure Sockets Layer (SSL) technology to allow for the encryption of potentially sensitive information such as your name and address and contact details. We use World Pay (www.worldpay.com) to process our online payment transactions. Please refer to their terms and conditions for further details on what security measures they have in place to safeguard your interests. We hope that once you understand the measures we take to help ensure secure transactions and privacy, and the steps you can take yourself, you will be as happy about the safety of your online activities and transactions as we are. We have no desire to infringe your privacy while using our site. If you have chosen a subscription including advertising we may share demographic information about you with our advertisers, but we will never provide your personal contact details to them or anyone else except if we sell our business in whole or in part. 4. Cookies We do not use cookies (defined below) for collecting user information from the site and we will not collect any information about you except that required for system administration of the Web server and otherwise as described above. Cookies are messages given to a web browser by a web server. The message is then stored by the browser in a text file. Each time the browser requests a page from the server, this message is sent back. A cookie's main objective is to identify users and personalise their visit by customising web pages for them, for example by welcoming them by name next time they visit the same site. A site using cookies will usually invite you to provide personal information such as your name, e-mail address and interests. 5. Further Information on Data Protection and Personal Privacy For further information from us on data protection and privacy contact: The Data Protection Manager ZUUK Limited 46 St Julien's Way Cawthorne Barnsley South Yorkshire S75 4ES Email: privacy@bubblebank.com Use of this Site is subject to our Terms and Conditions [See page footer] ZUUK Limited is a limited company registered in England. Registered Number 03211866 Please tick the 'I Accept' box to confirm your acceptance of these terms and conditions and, if applicable, the fact that you have used your best endeavors to explain the meaning of these terms and conditions to any minor whose account you may or may not be managing. If you do not accept the terms and conditions and privacy policy of our website then you may not use our website I confirm that I accept the above terms and conditions, disclaimer and privacy policy Next Stage >>